Banks are Stupid

My daughter received a check for $50 from her brother David for her birthday. We went to cash it today. We went to his bank. The bank from which the check was drawn. We went to the drive-up window. I handed the guy teller the check and said that my daughter would like to cash that check from her brother. He asked if she had an account there. I said no, but her brother, who wrote the check, does (duh!). Guess what he asked me next?

"Do you know his account number?"

Ummm ... no, but it's there on the check (double DUH!) He fiddled around on his computer for a minute or so, then asked, "Do you know any other name this might be under besides Callie?" I was like, "What?? No, the account is in David's name" (triple DUH!). He then says, "Oh, well you'll have to go inside to cash this". Oh.My.God. Fine!

I go in, ask again to cash it, and am told I must endorse it, also, and provide 2 forms of identification. Oh, and a fingerprint. Geez!! I used to work in a bank, people, and it was never like that! I guess that's what crime and the information age has brought us. A bunch of bullshit.

Banks are stupid.

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Thoughts from others

I hate banks myself. I use pre-paid debit/CC's for everything.

You have the patriot act to blame for what happened.

I used to be a teller. I hated that job with a passion. And yes, it's ridiculous how they make you jump through hoops these days.

Kat -- Me, too. I can't remember the last time I wrote a check!

Mahala -- I enjoyed it when I was teller, but that was before all of those hoops you spoke about. I'm sure if I were a teller today, I would HATE it!

i wonder what the reason is for checks being so common in the US? We practically never use them here in Finland.

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